There is a common misconception that buying and selling HDB flats is not profitable. Today, I’m here to say that is not entirely true! It...

Summary There are no simple yes/no answers when making property decisions; it is a matter of “what” and “how”. You will need to craft an...

Article Repricing incurs less administrative fees and hassle compared to refinancing. Your source and stability of income affect the...

Summary Many hold misconceptions over what the terms buyers’ market and sellers’ market means. Sellers will at most be realistic about...

Summary Private property new launches are unlikely to be significantly affected by the economic crisis because demand and supply...

Summary There are cons associated with a temporary extension of stay including fewer potential viewers and the missing out of buyers who...

Summary If you use cash to make payment for your house, you can “earn” interest from your CPF account and receive cash proceeds from...

Summary Subsidies for BTO and resale property are one-off. Planning is key when purchasing a BTO flat because you have to wait for 3-4...

Summary HDB’s guidelines for selling price is to follow the market price. Valuators will only come down to the unit to perform valuation...

Summary You need to be able to pay the minimum cash down payment when using a bank loan. The second HDB loan is less attractive than the...

Summary Selling first allows you to plan your next purchase decision with greater certainty since you already have the proceeds to make...

Summary Property agents are engaged for selling, buying, renting as well as finding tenants. Property agents take a commission when...

Summary There is no free lunch in the world - it is important to assess property advertisements based on facts and common sense....

Summary Owning a HDB flat makes more financial sense than renting a HDB flat. The government intervenes and regulates the HDB property...

Summary Many aspects or renovation are not explicitly mentioned in the quotation. Finding out the details of your renovation can help you...

2020 was the year the world was hit by a global pandemic. It was a year of change, though not all changes were unexpected. If you’ve been...

● Assess your future income capabilities and buy property within your means. ● Plan your usage of HDB loans and private loans wisely. ●...

● Macro-location affects property prices because some regions in Singapore like the Central districts are more attractive than others. ●...

● Always check with your agent and bank representatives before taking up a loan on repricing options since this allows you to save money...

● Many property buyers avoid West-facing properties and windows that are too close to neighbours. ● Your unit level matters - some levels...