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  • Writer's pictureAaron Lin


Are you thinking of buying an HDB flat in Singapore, but worried about the recent ruling that requires you to return the flat to the government if you don't fulfill the minimum occupancy period (MOP)?

Well, before you make any decisions, let's take a closer look at the situation.

Firstly, it's important to note that if you buy a BTO flat before the MOP and then for whatever reason, you divorce or have to move out early, you may be able to appeal to sell the flat earlier. However, some people have noted that transactions for these early sales cannot be found on public information sources, such as HDB's website or SRX.

Secondly, there are cases where people buy an HDB flat and then the whole family is sent overseas for work. While they may not fulfill the MOP, as they weren't physically present in Singapore, it can be difficult to prove this. This means that some people may be able to sell their flat before the MOP without penalty.

Of course, it's important to note that there are potential risks to selling your flat before the MOP, as the government may take legal action if they find out. Additionally, it's important to consider the financial implications of selling your flat before the MOP, such as the possibility of having to pay back the housing grants you received.

Ultimately, it's up to you to weigh the pros and cons and make a decision that's right for you. However, it's clear that the situation is not as cut and dry as it may seem, and there may be ways to sell your flat early without penalty.

If you're unsure about the rules and regulations surrounding HDB flats in Singapore, it may be helpful to speak with a qualified real estate agent or lawyer who can provide more information and guidance.

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